When a direct deposit cash advance isn't sustainable

Employees bridge the gap between paydays in ways employers can’t always control: direct deposit cash advances, 401(k) loans, or short-term borrowing. When Integrity Marketing’s payroll team noticed the pattern, they knew they needed a sustainable solution.

A few years into their partnership with OneSource Virtual (OSV), Integrity had already consolidated their payroll and tax compliance operations. That existing relationship made exploring flexible pay a natural next step. Rather than adding another vendor and building separate system connections, myFlexPay — OSV’s flexible pay solution — fit directly into Integrity’s existing infrastructure.

myFlexPay lets employees access earned wages whenever they need it, without borrowing against retirement or waiting for their next paycheck. For Integrity, this meant offering genuine financial well-being rather than playing banker.

"OSV had a nice little roadmap to gain adoption,” Matt Sidholm, VP of total rewards and people operations, notes. “We've had a really high adoption rate. It’s interesting because adoption has been across the board. We’ve seen people at all levels of the company use it.”

The adoption rates told the story. Employees at every level embraced the option, proving that flexible pay addresses a real need across the organization, not just entry-level staff.

Fewer cash advance requests helped Integrity’s payroll team. For Matt, the genuine goodwill among employees generated by on-demand pay proved even more valuable. “It’s just been a really positive addition,” Matt says. “It got us so much positive goodwill from our employees. People really appreciate how easy it is.”

Watch Matt explain how flexible pay became Integrity’s answer to paycheck-to-paycheck stress.